On November 29, the Central Bank released a new feature for Pix that aims to be a great facility for consumers and merchants: Pix Saque .
Until now, Pix only allowed the transfer of funds from one account to another. Now, with this new feature, it is possible to make withdrawals at commercial establishments using Pix .
To have the money in hand, the customer simply needs to make a Pix to the establishment , either by reading a QR Code or transferring the amount from the service provider’s app. Then, after the transaction is confirmed, this amount is delivered in cash to the user .
Want to know more about Pix Saque ? In this article, you will learn how it works, what the advantages of this new feature are for merchants, and how to offer it in your establishment. Continue reading and clear up your doubts.
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What is Pix Withdrawal?
Pix Saque is a new Pix feature that spain whatsapp number data customers to make withdrawals at commercial establishments .
In other words, customers now have one more option when they need to have cash on hand . Instead of going to an ATM or a bank branch, they can stop at a store, supermarket, bakery or even a gas station, make a Pix payment and receive the amount immediately .
How does Pix Withdrawal work?
With Pix Withdrawal, it is possible to what is omnichannel service? see the importance of integrated communication between platforms! money using Pix at any commercial establishment that has implemented the modality . To do so, the customer must make a transfer to the establishment using Pix for the amount they wish to withdraw.
The transaction works in a similar way to a normal Pix, and can be carried out by scanning the establishment’s QR Code or using the service provider’s app.
Once the transaction is confirmed, the establishment makes the same amount transferred available to the customer in cash , as if they were at a bank branch.
In short, Pix Saque works like this:
- The Pix user goes to a commercial establishment.
- Make a Pix to the store for the amount you wish to withdraw, without having to make purchases there.
- The amount is made available in the establishment’s account immediately and is given to the customer in cash.
In other words, Pix Saque allows any commercial establishment to become a withdrawal agent .
Pix Withdrawal Limits
Since 2023, Pix Withdrawal has a new frist database for transactions. These rules are in place to prevent attempted scams, such as express kidnappings or fraud. Therefore, the Withdrawal option is limited to transactions of R$3,000 during the day and R$1,000 at night.
